AI Laws by US State in 2026: Every Active Regulation, Verified May 2026
Twelve US states have enacted broad AI laws by May 2026, led by Colorado SB 24-205 (effective Feb 2026), Utah SB 149, and California's SB 942 and AB 2013. Major city rules include NYC Local Law 144 on automated employment decisions and SF AI procurement standards. There is no comprehensive US federal AI law. Verified May 2026.
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Not legal advice. Tracker maintained against state legislature sites and official AG / regulator guidance. Verified May 2026. · Last updated May 23, 2026
How we verify each state AI law
Every entry on this page is checked against the official state legislature record (bill text, signed status, effective date), the relevant Attorney General or regulator guidance, and the National Conference of State Legislatures (NCSL) AI legislation tracker. We re-verify quarterly and after any significant veto, signing, or enforcement action. If a status changes, we update the row and the FAQ, then advance the verification date. Last verified May 23, 2026. Some entries are litigation pending or face active challenges; the page notes current status, but readers should re-confirm at the source before any enforcement decision.
What counts as a state AI law on this page
For this tracker, a state AI law means a statute or city ordinance enacted by a US state or major city that directly governs the development, deployment, or commercial use of artificial intelligence systems. That includes broad cross sector AI acts such as Colorado SB 24-205 and Texas HB 149, employment focused AI rules such as Illinois HB 3773 and NYC Local Law 144, generative AI transparency laws such as California SB 942, sector AI rules such as Maryland HB 1311 for insurance, and synthetic media or deepfake laws such as the Tennessee ELVIS Act and Florida SB 1680.
This page does not exhaustively list every sector specific rule, every privacy law that touches automated decisionmaking (such as the California CCPA / CPRA ADMT rules, the Colorado Privacy Act, the Virginia VCDPA, or the Connecticut Data Privacy Act), or every executive order. Those rules can still apply on top of the statutes listed here. For a definitive list, cross check with the NCSL AI legislation tracker and the IAPP US State AI Governance Legislation Tracker. Not legal advice. Verify with a US licensed attorney before any compliance decision.
Every US state AI law active in 2026
State by state list of enacted, pending, and vetoed AI laws, with bill numbers, current status, effective dates, who the law covers, and penalty exposure. Verified May 23, 2026.
| State | Law / Bill | Status | Effective date | Who it covers | Penalty |
|---|---|---|---|---|---|
| Colorado | SB 24-205 (Colorado AI Act) | Enacted, effective Feb 1, 2026 | Feb 1, 2026 | Developers and deployers of high-risk AI systems; consequential decisions in employment, housing, insurance, education, financial services, healthcare, legal, and government | Enforced by Colorado AG; violations treated as deceptive trade practices under CCPA, civil penalties up to about $20,000 per violation |
| Utah | SB 149 (Utah Artificial Intelligence Policy Act) | Enacted, in force | May 1, 2024 | Any person using generative AI to interact with consumers; regulated occupations must disclose AI use proactively; others on request | Administrative fines up to $2,500 per violation; civil penalties up to $5,000 per violation through Utah Division of Consumer Protection |
| California | SB 942 (AI Transparency Act), AB 2013 (training data disclosure), AB 2655 / AB 2839 (election deepfakes) | SB 942 and AB 2013 enacted; SB 1047 vetoed Sep 29, 2024 | SB 942 effective Jan 1, 2026; AB 2013 effective Jan 1, 2026 | Covered generative AI providers with over 1 million California users (SB 942); developers of generative AI made available to Californians (AB 2013) | SB 942 civil penalty of $5,000 per violation per day, enforced by AG, city attorneys, and county counsel |
| Illinois | HB 3773 (amendments to the Illinois Human Rights Act) | Enacted, effective Jan 1, 2026 | Jan 1, 2026 | Illinois employers using AI for recruitment, hiring, promotion, discipline, discharge; bars AI that produces discriminatory effects on protected classes | Enforced by Illinois Department of Human Rights; remedies include damages, injunctive relief, and civil penalties under the IHRA |
| Connecticut | Senate Bill 2 (Artificial Intelligence Act) reintroduced 2024 and 2025 sessions | Passed Senate in 2024; not enacted as broad statute; narrower AI provisions in place | Pending; verify current session | Would cover developers and deployers of high-risk AI in consequential decisions; existing state inventory and AG guidance applies to state agencies | Pending final enactment; check Connecticut General Assembly for current status |
| Tennessee | ELVIS Act (Ensuring Likeness, Voice, and Image Security Act) | Enacted, in force | July 1, 2024 | Anyone making, distributing, or making available AI-generated audio or visual content replicating a person's voice or likeness without authorization | Civil action by the individual or rights holder; injunctive relief and damages; criminal misdemeanor penalties for certain violations |
| New York | SHIELD Act (data security), plus NYC Local Law 144 (AEDT); A 9315 and S 7623B AI accountability bills pending | NYC LL 144 enforced since July 5, 2023; statewide broad AI law pending | NYC LL 144 enforcement began July 5, 2023 | Local Law 144 covers any employer or employment agency using an automated employment decision tool for candidates or employees residing in NYC | NYC LL 144 civil penalties of $500 for first violation and $500 to $1,500 per subsequent violation per day, enforced by NYC DCWP |
| Texas | HB 149 (Texas Responsible AI Governance Act, TRAIGA) | Signed into law June 2025, effective Jan 1, 2026 | Jan 1, 2026 | Developers and deployers of AI systems operating in Texas, with special rules for state agencies, healthcare, and critical infrastructure; bans certain manipulative AI uses | Enforced by Texas Attorney General; civil penalties up to $200,000 per violation for uncurable violations, plus $40,000 per day for continuing violations |
| Maryland | HB 1311 (AI in insurance underwriting and rating) | Enacted | Oct 1, 2024 | Insurers and insurance producers using AI, algorithms, or external consumer data and information sources in underwriting, pricing, and claims | Enforced by Maryland Insurance Administration; license actions and fines under the Insurance Article |
| Virginia | HB 2094 (High-Risk Artificial Intelligence Developer and Deployer Act) | Vetoed by Governor Youngkin on March 24, 2025 | Not in force | Would have covered developers and deployers of high-risk AI systems making consequential decisions | Not in force. Existing Virginia VCDPA and AG guidance still applies to automated decision processing |
| Florida | SB 1680 / HB 919 (political advertising and election deepfakes) | Enacted | July 1, 2024 | Political advertisements that use AI generated imagery, audio, or video to depict a real person without disclosure | First degree misdemeanor for knowing violations; civil and criminal penalties under the Florida Election Code |
| Washington | HB 1170 and SB 5838 (state agency AI standards and task force) | Enacted as agency standards; broader private sector AI bills pending | 2024 session laws; verify current status | State agency use of AI; AI task force reporting; some private sector disclosure provisions pending | Agency level enforcement; private sector penalties depend on final form of pending legislation |
| New Jersey | AI Workplace Surveillance Act (A 3854) and AI in hiring bills | Pending in legislature | Not in force | Would cover employers using AI for monitoring or hiring decisions if enacted | Pending; check the New Jersey Legislature site for current bill status |
| Massachusetts | H.64 and S.31 AI accountability and consumer protection proposals | Pending in 2025 to 2026 session | Not in force | Would cover developers and deployers of high-risk AI making consequential decisions for Massachusetts residents | Pending final enactment; AG guidance on AI under existing Chapter 93A consumer protection law still applies |
| NYC (city) | Local Law 144 (Automated Employment Decision Tools, AEDT) | Enforced since July 5, 2023 | Effective Jan 1, 2023; enforcement began July 5, 2023 | Employers and employment agencies using an AEDT to screen candidates or employees residing in NYC; requires annual independent bias audit and candidate notice | $500 for the first violation and $500 to $1,500 per subsequent violation per day, enforced by DCWP |
| SF (city) | San Francisco generative AI Guidelines and procurement standards | City policy in force | 2023 guidelines, updated 2024 | City departments procuring or using generative AI; sets review, disclosure, and risk assessment standards before deployment | Internal city compliance; not a private right of action, but binds city contracts and vendor agreements |
Sources: state legislature bill records, Attorney General guidance, NCSL AI legislation tracker, IAPP US State AI Governance Legislation Tracker. Verified May 23, 2026. Some entries are litigation pending; confirm current status at the state legislature website before any enforcement decision. Not legal advice.
Spotlight: the five most impactful US state AI laws in 2026
These five carry the broadest practical reach for US businesses. Each entry covers what the law requires, who must comply, when it applies, and the penalty range. Not legal advice; confirm current status with a US licensed attorney.
Colorado SB 24-205 (Colorado AI Act)
Developers and deployers of high-risk AI systems must use reasonable care to avoid algorithmic discrimination, conduct annual impact assessments, disclose AI use to consumers, give consumers an opportunity to correct data, and offer appeal of consequential decisions. Deployers must implement a written risk management policy.
Any developer or deployer doing business in Colorado that builds or uses a high-risk AI system that makes or is a substantial factor in a consequential decision in employment, education, financial services, healthcare, housing, insurance, legal services, or essential government services.
Effective February 1, 2026
Enforced exclusively by the Colorado Attorney General. Violations are deceptive trade practices under the Colorado Consumer Protection Act, with civil penalties up to about $20,000 per violation. There is no private right of action.
NYC Local Law 144 (AEDT)
Employers must commission an independent bias audit of any automated employment decision tool within the prior year, publish a summary of the audit on the employer or vendor public website, and give candidates and employees at least 10 business days notice before using the tool. Candidates may request an alternative selection process.
Any employer or employment agency using an automated employment decision tool to substantially assist or replace discretionary decisionmaking when hiring or promoting candidates who reside in New York City.
Effective January 1, 2023; enforcement began July 5, 2023
Enforced by the NYC Department of Consumer and Worker Protection. Civil penalty of $500 for the first violation per day and $500 to $1,500 for each subsequent or continuing violation per day. Each candidate not properly notified can constitute a separate violation.
California SB 942 (AI Transparency Act)
Covered providers must offer a free AI detection tool, embed disclosure metadata into AI generated content (provenance), and include both visible and latent disclosures that the content was created or altered by generative AI. Includes contract terms with licensees to preserve the disclosure.
Generative AI providers offering systems with over 1 million monthly California users that produce image, audio, video, or multimedia content. Smaller providers are outside the threshold, but other California laws may still apply.
Effective January 1, 2026
Civil penalty of $5,000 per violation per day, with each violation counted separately. Enforced by the California Attorney General, city attorneys, and county counsel. Companion law AB 2013 separately requires public training data disclosure.
Texas HB 149 (TRAIGA, Texas Responsible AI Governance Act)
Developers must use reasonable care to avoid known foreseeable harms, conduct risk assessments, and document training data sources. Deployers must disclose AI use in consequential decisions. Bans specific AI uses including social scoring by government, certain biometric inference, and certain political manipulation tactics.
Developers and deployers of AI systems doing business in Texas, with heightened obligations for state agencies, healthcare entities, and operators of critical infrastructure. Carveouts apply for small business and certain research uses.
Signed June 2025, effective January 1, 2026
Enforced exclusively by the Texas Attorney General. Civil penalties up to $200,000 per uncurable violation and up to $40,000 per day for continuing violations. The AG must give a written notice and 60 day cure period for curable violations before enforcement.
Illinois HB 3773 (workplace AI bias amendments to the IHRA)
Employers may not use AI in recruitment, hiring, promotion, demotion, discipline, discharge, or terms of employment if it produces a discriminatory effect on a protected class. Employers must notify employees when AI is used for these purposes. The law amends the Illinois Human Rights Act directly.
Any Illinois employer using AI for employment decisions, with practical impact on national vendors selling HR tech into Illinois employers.
Effective January 1, 2026
Enforced through the Illinois Department of Human Rights and the Human Rights Commission. Remedies under the IHRA include actual damages, injunctive relief, civil penalties, and attorneys fees. The Illinois AI Video Interview Act (since 2020) continues to apply alongside HB 3773.
Pending bills, vetoes, and dead AI bills
The state AI legislative landscape in 2026 includes several high profile failures and active proposals that US businesses should track. California SB 1047, the Safe and Secure Innovation for Frontier Artificial Intelligence Models Act, was vetoed by Governor Gavin Newsom on September 29, 2024. Virginia HB 2094, which would have created a high-risk AI developer and deployer framework similar to Colorado, was vetoed by Governor Glenn Youngkin on March 24, 2025. Connecticut Senate Bill 2 passed the state Senate in 2024 but did not become law that session.
Active proposals to watch include New Jersey A 3854 on AI workplace surveillance, Massachusetts H.64 and S.31 on AI accountability, New York A 9315 and S 7623B on automated decision systems, and a new round of California frontier model safety bills in the 2025 and 2026 sessions. Several states are also adopting the NAIC Model Bulletin on AI Systems in insurance. Status changes by week. Re-confirm at the state legislature website before any enforcement or compliance decision.
Not legal advice. State AI law is moving fast. Re-confirm at the state legislature website before any enforcement decision.
How to track US state AI law changes in 2026
State AI legislation moves faster than annual compliance reviews can keep up with. The following sources are the ones we rely on for this tracker, updated quarterly and after any major signing, veto, or enforcement action.
- NCSL AI Legislation Tracker. The National Conference of State Legislatures maintains an active bill list by state and topic. Best single source for raw bill status across all 50 states.
- Multistate AI Policy Tracker. Cross state AI bill tracker maintained by Multistate.ai. Useful for filtering by topic (employment, healthcare, deepfake, governance).
- IAPP US State AI Governance Legislation Tracker. Privacy and AI focused, with status annotations. Strong for tracking comprehensive AI acts in the Colorado and Texas mold.
- BSA Software Alliance State AI Policy Map. Industry view, useful for spotting newly introduced bills.
- Each state legislature website. The authoritative source. Examples: leg.colorado.gov, leginfo.legislature.ca.gov, capitol.texas.gov, ilga.gov, nyassembly.gov, ct.gov General Assembly, le.utah.gov. Use the bill number from the table above to pull the current text.
- State Attorney General and regulator guidance. The Colorado AG, Texas AG, California AG, California Civil Rights Department, NYC DCWP, and Maryland Insurance Administration all publish enforcement guidance that shapes what compliance actually looks like on the ground.
What this means for US businesses: a practical compliance checklist
Most US businesses do not need to know every state AI bill in detail. They need to know which laws apply to their footprint, what those laws require, and how to document compliance. The following checklist captures the recurring obligations across the 2026 state AI law set. It is general guidance, not legal advice.
- Inventory your AI systems. List every AI or automated decision system in use, including vendor tools, in-house models, and embedded features. Note whether each makes or substantially influences a consequential decision (hiring, lending, insurance, housing, healthcare, education, legal, essential government services).
- Map your footprint. Identify the states where you have employees, customers, applicants, or covered users. Colorado, California, Texas, Illinois, Utah, Maryland, Tennessee, and Florida are the priority states in 2026, plus NYC at the city level.
- Confirm developer vs deployer status. Colorado SB 24-205 and Texas HB 149 split duties between developers and deployers of AI. Know which role you play for each system. Vendor contracts should allocate these duties.
- Run impact assessments. Colorado SB 24-205 and Texas HB 149 both require risk or impact assessments for high-risk AI. Build a template and run it annually or after material change.
- Run a bias audit for any AEDT. If you hire candidates in NYC and use an automated employment decision tool, commission an independent bias audit within the prior year and post the summary publicly. Illinois HB 3773 effective January 1, 2026 will create similar pressure for Illinois employers.
- Add AI disclosure to consumer interactions. Utah SB 149 requires disclosure of AI use in regulated occupations, and on request for others. California SB 942 requires generative AI provenance disclosure starting January 1, 2026 for covered providers. Update your terms, scripts, and UI.
- Document training data sources. California AB 2013 requires public disclosure about training data for generative AI made available to Californians. Texas HB 149 imposes related developer documentation duties. Build a defensible record now.
- Build an appeal path. Colorado SB 24-205 requires an opportunity for consumers to appeal consequential AI decisions. Design the workflow now rather than at the February 1, 2026 effective date.
- Watch sector rules. Maryland HB 1311 in insurance, the NAIC Model Bulletin in many states, HHS Office for Civil Rights and California AB 3030 in healthcare, and SEC and FINRA guidance in financial services all add obligations on top of broad AI acts.
- Re-verify status quarterly. The law moves fast. Set a recurring review against the NCSL tracker and the state legislature websites. Re-confirm before any enforcement or contract decision.
Not legal advice. Verify with a US licensed attorney before relying on this checklist for compliance decisions. This page tracks broad AI laws; sector specific rules may also apply.
My verdict: how I would build a 2026 US AI compliance posture
If I were building or refreshing a US AI compliance posture in May 2026, I would start from the assumption that the four laws driving most of my work are Colorado SB 24-205, Texas HB 149, Illinois HB 3773, and NYC Local Law 144. Those four cover the largest population of consequential decisions and have the clearest enforcement teeth. California SB 942 and AB 2013 sit just behind for any company building or distributing generative AI to Californians. Utah SB 149 matters for regulated occupations interacting with consumers.
I would not try to build a separate compliance program for each state. I would build one program against the highest common denominator, which in practice is the Colorado AI Act plus the NYC LL 144 bias audit requirement, and then layer on California SB 942 provenance and AB 2013 training data disclosure for any generative AI product. That single posture covers the rest of the field at no additional marginal cost. I would re-verify against the NCSL tracker quarterly and treat any new comprehensive state AI act as a potential amendment to my baseline, not a brand new program.
What I would not do is wait. Effective dates in the first half of 2026 (Colorado February 1, California January 1, Texas January 1, Illinois January 1) have already passed or are very near. Enforcement under NYC LL 144 has been live since July 5, 2023. The cost of building a defensible record now is small. The cost of an Attorney General enforcement action under the Colorado Consumer Protection Act or the Texas Deceptive Trade Practices Act is not. Not legal advice; confirm with US licensed counsel.
AI laws by US state: FAQ
How many US states have AI laws in 2026?
As of May 2026, twelve US states have enacted broad AI laws. The headline names are Colorado SB 24-205, Utah SB 149, California SB 942 and AB 2013, Illinois HB 3773, Texas HB 149 (TRAIGA), Tennessee ELVIS Act, Maryland HB 1311, Florida SB 1680, Washington HB 1170 and SB 5838, and Connecticut narrower AI provisions, plus active enforcement of NYC Local Law 144 at the city level. Several more states including New Jersey, Massachusetts, and New York have proposals pending. Not legal advice; verify current status with a US licensed attorney.
What is the Colorado AI Act SB 24-205?
Colorado SB 24-205, often called the Colorado AI Act, is the first comprehensive state AI statute in the United States. Its effective date is February 1, 2026. The act governs developers and deployers of high-risk AI systems that make or substantially influence consequential decisions in employment, education, housing, healthcare, insurance, financial services, legal services, and essential government services. Required practices include impact assessments, consumer disclosures, an opportunity to correct, and appeals. The Colorado AG enforces it under the Consumer Protection Act, with fines reaching roughly $20,000 for each violation. There is no private right of action.
What is NYC Local Law 144 on automated employment decision tools?
NYC Local Law 144 is a New York City rule that requires any employer or employment agency using an automated employment decision tool (AEDT) for candidates or employees residing in NYC to commission an independent bias audit within the prior year, publish a summary of that audit on a public website, and give candidates at least 10 business days notice. The law took effect January 1, 2023, and the NYC Department of Consumer and Worker Protection began enforcing it on July 5, 2023. Penalties run $500 for the first violation per day and $500 to $1,500 per subsequent violation per day.
Did California pass SB 1047, the frontier AI safety bill?
No. California SB 1047, the Safe and Secure Innovation for Frontier Artificial Intelligence Models Act, was vetoed by Governor Gavin Newsom on September 29, 2024 after passing both chambers of the California legislature. The bill would have imposed safety testing, kill switch, and audit requirements on frontier model developers above certain compute and cost thresholds. California has since enacted narrower AI laws including SB 942 (AI Transparency Act) and AB 2013 (training data disclosure), and additional frontier safety bills are being discussed in the 2025 and 2026 sessions. Not legal advice.
Is there a federal AI law in the United States?
No comprehensive federal AI statute is in force as of May 2026. Federal AI policy is governed by executive orders, sector specific rules from agencies like the FTC, EEOC, HHS Office for Civil Rights, NIST, and CFPB, plus the NIST AI Risk Management Framework as a voluntary baseline. The White House Executive Order 14110 from October 2023 was rescinded in January 2025 and replaced by a different executive direction. Congress has multiple AI bills pending. For comparison, the EU AI Act was adopted in 2024 with prohibitions effective February 2, 2025 and GPAI obligations from August 2, 2025.
When does Texas TRAIGA HB 149 take effect?
The Texas Responsible AI Governance Act, House Bill 149 (TRAIGA), was signed into law in June 2025 and comes into force on the first day of 2026. It applies to developers and deployers of AI systems doing business in Texas, with heightened obligations for state agencies, healthcare entities, and operators of critical infrastructure. The act bans specific uses including government social scoring and certain biometric inference. The Texas AG handles enforcement, with fines reaching $200,000 for each uncurable breach plus $40,000 daily for continuing violations, after a 60 day cure period for curable issues.
What is the Illinois AI bias law (HB 3773)?
Illinois HB 3773 is an amendment to the Illinois Human Rights Act. It becomes operative on New Year's Day 2026. The law bars Illinois employers from using AI in recruitment, hiring, promotion, discipline, discharge, or terms of employment if the AI produces discriminatory effects on a protected class. Employers must notify employees when AI is used for these purposes. The rule sits next to the older Illinois AI Video Interview law (operative since 2020). Enforcement runs through the Illinois Department of Human Rights and Human Rights Commission, with remedies including damages, injunctive relief, fines, and attorneys fees.
Which US states have AI deepfake laws?
Multiple states have enacted AI deepfake or synthetic media laws by May 2026. Tennessee's ELVIS Act (in force July 2024) covers voice and likeness misuse generally. California AB 2655 and AB 2839 target election deepfakes. Florida SB 1680 / HB 919 require disclosure of AI generated political ads. Texas SB 751 covers political deepfakes. Minnesota, Michigan, New York, Washington, and Wisconsin also have election deepfake laws. Tennessee, New York, Illinois, Virginia, and others address non consensual intimate imagery generated by AI. Status changes frequently, so re-confirm with the original state legislative record before any compliance decision.
What are the main employer AI hiring laws by state?
The main US employer AI hiring laws to track are NYC Local Law 144 (AEDT bias audits, enforced July 2023), Illinois HB 3773 amending the IHRA (operative January 1, 2026), the earlier Illinois AI Video Interview law (in effect since 2020), Colorado's high-risk AI statute that reaches employment decisions starting February 2026, and California's broader employment regulations under the FEHA that the California Civil Rights Department has interpreted to cover automated decision systems. Maryland HB 1202 requires consent before using facial recognition in hiring. Pending New Jersey and Massachusetts bills could expand this list.
Are there state laws on AI use in healthcare?
Yes, several. California AB 3030 (effective January 1, 2025) requires healthcare providers to disclose when generative AI is used to communicate clinical information to patients. Utah SB 149 covers regulated occupations including healthcare with proactive disclosure of AI use. Texas HB 149 (TRAIGA, effective January 1, 2026) imposes heightened duties on healthcare entities using AI. Colorado SB 24-205 covers healthcare as a consequential decision domain. Federal HHS Office for Civil Rights also enforces nondiscrimination in covered entity AI under Section 1557 of the ACA. Always verify with a healthcare attorney before relying on this for compliance.
What AI laws apply to financial services and insurance?
Maryland HB 1311 (effective October 2024) sets bias and governance rules for AI in insurance underwriting and rating. The NAIC Model Bulletin on the Use of AI Systems by Insurers has been adopted by more than half of US states by 2026, including Connecticut, New Hampshire, Illinois, Nevada, Vermont, and others. New York DFS issued Circular Letter No. 7 in 2024 on AI in life insurance underwriting. Colorado SB 24-205 covers financial services and insurance as consequential decision domains. The federal CFPB has reiterated that ECOA, FCRA, and UDAAP fully apply to AI driven credit and insurance decisions.
Where can I track US state AI legislation in 2026?
Use the National Conference of State Legislatures (NCSL) artificial intelligence legislation tracker, which maintains a current bill list by state and topic. Cross check with the Multistate AI Policy Tracker, the BSA Software Alliance state AI policy map, IAPP's US State AI Governance Legislation Tracker, and each official legislative portal (for example leg.colorado.gov, leginfo.legislature.ca.gov, capitol.texas.gov, ilga.gov). State AI law moves quickly in 2026; pull the most recent bill text from the relevant legislative portal before any enforcement or compliance decision. This tracker was verified May 23, 2026.
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