The short answer: choose control for known steps and flexibility for unknown steps
A workflow is an execution plan. The application knows the sequence or the permitted transitions and moves the work through them. An AI agent is a decision-making system inside a workflow: it interprets the goal and current state, chooses among tools or actions, observes results, and continues, stops, or hands off. The difference is who decides what happens next.
OpenAI's agent guide makes a similar distinction between conventional software and agents. Agents are useful when workflows include complex decisions, difficult-to-maintain rules, or heavy reliance on unstructured data. That is a narrower and more useful test than asking whether an agent can perform the task. Many tasks can be performed by an agent; fewer need one.
A fixed workflow is not primitive. It is often the responsible design for payroll, compliance checks, financial calculations, permissions, and any process where the acceptable sequence is known. An agent is not automatically advanced. Unbounded tool choice can make a system harder to debug, more expensive to run, and more difficult to explain to the person affected by its decision.
The practical answer is frequently hybrid. Keep the boundaries deterministic and let a model handle the parts where language and judgment add value. For example, the model can classify an email or summarize evidence while code controls identity, calculations, data access, approval, and the final state change.