Cursor Pricing in 2026: Hobby, Pro, Business, Ultra and Enterprise

Cursor Hobby: who it actually fits

The Hobby tier of Cursor in 2026 is a real evaluation plan rather than a teaser. You get around 50 fast requests per month, capped Cursor Tab autocomplete, basic Composer access, and limited model selection. The editor itself works fully and feels exactly the same as paid tiers. If you only open Cursor on weekends for a side project or you want to test the workflow before committing, Hobby is the right tier. The moment you find yourself rationing fast requests in the second week of the month, you have outgrown it. Verified May 2026.

Cursor Pro at 20 dollars per month: the default upgrade

Pro is the version most paid users settle on. Twenty dollars per month buys you 500 fast requests per month, unlimited slow requests, full Composer, Agent mode, multi-model access to GPT-5, Claude Opus 4.6, Sonnet 4.6 and Gemini Pro, and full Cursor Tab autocomplete with no caps. The single biggest reason to upgrade from Hobby is removing the friction of hitting the 50 fast request limit mid-task. If you write code inside Cursor as part of your day job, the math is simple. Verified May 2026.

Cursor Pro Annual: when to pre-pay for the year

Pro Annual at 192 dollars per year works out to about 16 dollars per month, a 20 percent discount over monthly billing. The feature set is identical to Pro monthly. The annual commit only makes sense if you are confident you will keep using Cursor for the full year. For engineers who have already tried the workflow for a few months on monthly and want to lock in the discount, switching to annual is a clean call. For first-time Pro users, I would recommend a few months on monthly first.

Cursor Business at 40 dollars per user per month: SSO, privacy, admin

Business at 40 dollars per user per month adds what IT and engineering management actually need: SAML single sign on, privacy mode enabled by default (your code is excluded from training), an admin console, org-wide settings, centralized billing, and basic reporting. The underlying coding features mirror Pro, so the decision is operational rather than functional. For any startup or small team where two or more engineers already pay for Pro, Business is usually the cleaner option once you factor in identity, privacy, and one bill instead of many.

Cursor Ultra at 200 dollars per month: when it earns its price

Ultra at 200 dollars per month sits in a different category. It is built for power users who would otherwise burn through Pro fast requests well before the month ends. You get roughly 20 times the Pro request volume, priority routing, and headroom to keep Agent and Composer running all day on large repos. Same multi-model access as Pro, same Cursor Tab. Ultra pays off if you run Agent constantly, work in massive monorepos, or chain together long-running automated tasks. For most engineers, Pro is still the right pick.

Cursor Enterprise: when custom makes sense

Enterprise is custom and built for larger orgs with security, identity, and audit requirements. You get SAML SSO, audit logs, SCIM provisioning, dedicated support, custom data retention windows, and negotiated request caps. Pricing varies by seat count, term, and any custom requirements. Contact Cursor sales for a quote. Enterprise is the right pick when you cross from team-scale into org-scale and need centralized identity, audit, and compliance.

Fast requests vs slow requests: what the numbers mean

Cursor splits AI usage into fast requests and slow requests. Fast requests are routed through priority infrastructure with low queue time and full access to the strongest models. Slow requests share a lower-priority queue, can take longer at peak times, and may fall back to alternate routing. Pro gives you 500 fast requests per month plus unlimited slow, so you get instant responses for the work that matters and a soft fallback for everything else. Ultra gives you roughly 20 times the Pro fast budget, useful when fast routing itself is the bottleneck.

Composer vs Agent vs Tab: three tools, one editor

Cursor packs three distinct AI workflows. Cursor Tab is the inline autocomplete that drafts the next few lines as you type, powered by a Cursor-tuned model. Composer is the multi-file edit tool: you describe a change in natural language and Composer rewrites across files. Agent is the longer-horizon mode: it can plan, run tools, execute shell commands, and complete multi-step tasks across the repo. All three are included from Pro upward. For most engineers, Tab handles the small moves, Composer handles the medium refactors, and Agent handles the larger tasks.

Cursor vs GitHub Copilot pricing

GitHub Copilot Individual is 10 dollars per month or 100 dollars per year, and Copilot Business is 19 dollars per user per month. Cursor Pro is 20 dollars per month or 192 dollars per year, and Cursor Business is 40 dollars per user per month. On headline price, Copilot is cheaper at every tier. The trade-off is scope: Copilot lives inside your existing editor and focuses on completion and chat, while Cursor is a full editor with Composer, Agent, and broader multi-model selection. The right call depends on whether you want a single tool that does more or two tools (your editor plus Copilot) that each do less. Verified May 2026.

What we actually pay for

Across our editorial and engineering team, the split is roughly 80 percent on Pro, 15 percent on Business for engineers in orgs that need privacy mode and SSO, and 5 percent on Ultra for the few who run Agent constantly across large repos. We have not found a reason to put most developers on Ultra. The Pro to Ultra jump is ten times the price for roughly 20 times the fast request volume, which only matters if you are actually consuming that volume. The Pro to Business jump doubles the seat cost for SSO, privacy, and admin, which is a fair price for those controls.

The verdict: which Cursor tier should you pick

Hobby is the right answer if you only code inside Cursor occasionally and never feel rate-limited. Pro at 20 dollars per month is the right answer for almost everyone else, and is the tier I recommend by default. Pro Annual saves 20 percent for users committed for the full year. Business is the right answer for teams that need SSO, privacy mode, and admin controls. Ultra at 200 dollars per month is the right answer only if you are burning through Pro fast requests every month and running Agent or Composer constantly. Enterprise is the right answer when seat count and compliance needs cross into org-scale territory. Verified May 2026.